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Key Person

Protecting your key people and your business future

Chances are, as a business, you’ve insured your physical assets, such as your buildings, equipment and stock. But it’s your people – their knowledge, skills and commitment – that contribute most to your success.

Small to medium-sized businesses often rely heavily on a few key people. What would happen if you were to lose an essential member of your team?

It pays to be properly protected, so that your business can survive, no matter what life has in store.

What is key person insurance?

Key person cover can provide a regular payment should a key person no longer be able to work, owing to illness, injury or death. A lump sum may be paid on death or total and permanent disablement.

You can use this money how you wish: to help find a replacement, cover expenses, pay off debts, distribute money to investors, pay severance to employees or close the business down in an orderly manner. 

How much cover you need depends on your business, and we can help you with this important decision.

Get covered with confidence

Imsure has advisers all over New Zealand working with leading insurance providers to get the best deal for you and your business. 

And we’re always there to help with your insurance needs should your circumstances change or you need to make a claim.

Get a quote today

Find out how affordable key person insurance can be. Get in touch with us today and one of our advisers will put together a personalised, no-obligation protection plan for your business.

Make an enquiry